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In some cases, the plates were kept in the issuing store rather than held by customers.

When an authorized user made a purchase, a clerk retrieved the plate from the store's files and then processed the purchase.

Because the customer's name was not on the charge coin, almost anyone could use it.

This sometimes led to a case of mistaken identity, either accidentally or intentionally, by acting on behalf of the charge account owner or out of malice to defraud both the charge account owner and the merchant.

It held a small paper card on its back for a signature.

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In recording a purchase, the plate was laid into a recess in the imprinter, with a paper "charge slip" positioned on top of it.Credit cards have a magnetic stripe conforming to the ISO/IEC 7813.Many modern credit cards have a computer chip embedded in them as a security feature.The card number's prefix, called the Bank Identification Number, is the sequence of digits at the beginning of the number that determine the bank to which a credit card number belongs.This is the first six digits for Master Card and Visa cards.The record of the transaction included an impression of the embossed information, made by the imprinter pressing an inked ribbon against the charge slip.Charga-Plates were issued by large-scale merchants to their regular customers, much like department store credit cards of today.Charge coins and other similar items were used from the late 19th century to the 1930s.They came in various shapes and sizes; with materials made out of celluloid (an early type of plastic), copper, aluminum, steel, and other types of whitish metals.This sped the process of copying, previously done by handwriting.It also reduced the number of errors, by having a standardised form of numbers on the sales slip, instead of various kind of handwriting style.

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